Kotak Banking and PSU Debt - Monthly Payout of Income Distribution cum capital withdrawal option
Fund House: Kotak Mahindra Mutual Fund
Category: Debt: Banking and PSU
Status: Open Ended Schemes
Launch Date: 29-12-1998
Minimum Investment: 100.0
Asset Class: Fixed Income
Minimum Topup: 100.0
Benchmark: CRISIL Banking and PSU Debt A-II Index
Total Assets: 5608.26 As on (31-12-2025)
Expense Ratio: 0.75% As on (31-12-2025)
Turn over: 81.00% | Exit Load: Nil
NAV as on 06-02-2026
12.6877
-0.0221
CAGR Since Inception
6.22%
CRISIL Banking and PSU Debt A-II Index 7.18%
PERFORMANCE
| Scheme Performance (%) | 1-Year Ret (%) | 3-Yrs Ret (%) | 5-Yrs Ret (%) | 10-Yrs Ret (%) | Since Launch Ret (%) |
|---|---|---|---|---|---|
| Kotak Banking and PSU Debt - Monthly Payout of Income Distribution cum capital withdrawal option | 6.97 | 7.39 | 6.15 | 6.25 | 6.22 |
| Benchmark | - | - | - | - | - |
| Debt: Banking and PSU | 6.56 | 7.1 | 5.9 | 7.03 | 6.99 |
Funds Manager
FM 1 Mr. Deepak Agrawal FM2 Mr. Dharmesh Thakar
RETURNS CALCULATORS for Kotak Banking and PSU Debt - Monthly Payout of Income Distribution cum capital withdrawal option
Growth of 10000 In SIP (Fund vs Benchmark)
Amount
Period
Start
End
Growth of 10000 In LUMPSUM (Fund vs Benchmark)
Amount
Start
PORTFOLIO ANALYSIS of Kotak Banking and PSU Debt - Monthly Payout of Income Distribution cum capital withdrawal option
Portfolio Holdings
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Sector Allocation
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PEER COMPARISION of Kotak Banking and PSU Debt - Monthly Payout of Income Distribution cum capital withdrawal option
| Scheme Name | Inception Date | 1 Year Rtn (%) | 2 Year Rtn (%) | 3 Year Rtn (%) | 5 Year Rtn (%) | 10 Year Rtn (%) |
|---|---|---|---|---|---|---|
| Kotak Banking and PSU Debt Mly IDCW | 29-12-1998 | 6.97 | 7.45 | 7.39 | 6.15 | 6.25 |
| Franklin India Banking & PSU Debt Gr | 05-04-2014 | 7.43 | 7.51 | 7.35 | 6.04 | 7.18 |
| UTI Banking & PSU Fund Reg Gr | 05-01-2014 | 7.17 | 7.4 | 7.25 | 7.16 | 6.65 |
| Kotak Banking and PSU Debt Gr | 29-12-1998 | 6.96 | 7.45 | 7.39 | 6.16 | 7.35 |
| ICICI Pru Banking and PSU Debt Gr | 01-01-2010 | 6.92 | 7.42 | 7.46 | 6.31 | 7.4 |
| HSBC Banking and PSU Debt Fund Reg Gr | 01-01-2013 | 6.84 | 7.03 | 6.9 | 5.34 | 6.68 |
| Axis Banking & PSU Debt Reg Gr | 01-06-2012 | 6.76 | 7.24 | 7.03 | 5.85 | 7.12 |
| Sundaram Banking and PSU Reg Gr | 30-12-2004 | 6.74 | 7.38 | 7.27 | 5.63 | 6.53 |
| SBI Banking & PSU Fund Reg Gr | 09-10-2009 | 6.67 | 7.19 | 7.05 | 5.59 | 6.86 |
| HDFC Banking and PSU Debt Reg Gr | 03-03-2014 | 6.6 | 7.22 | 7.19 | 5.95 | 7.19 |
Asset Allocation (%)
Key Performance and Risk Statistics of Kotak Banking and PSU Debt - Monthly Payout of Income Distribution cum capital withdrawal option
| Key Statistics | Volatility | Sharpe Ratio | Alpha | Beta | Yield to Maturity | Average Maturity |
|---|---|---|---|---|---|---|
| Kotak Banking and PSU Debt - Monthly Payout of Income Distribution cum capital withdrawal option | 1.07 | - | - | - | 6.93 | 4.76 |
| Debt: Banking and PSU | - | - | - | - | - | - |